Heron Pointe is a 55+ waterfront community on the shores of the Swift Creek Reservoir in Moseley, in western Chesterfield County. This private community of about 80 single-family homes is designed around single-level living with first-floor primary suites, offering active adults a rare combination: a low-maintenance, age-targeted lifestyle on the water. For buyers who want both 55+ convenience and a waterfront setting near Richmond, Heron Pointe is a distinctive option.
What is Heron Pointe?
Heron Pointe is a private 55+ community of roughly 80 single-family homes set on the Swift Creek Reservoir in Moseley. Every home has a first-floor primary suite, a brick front, and a screened porch or Florida room off the back. About 25% of the homes are waterfront and another 20% have water views, which is the community's defining feature and relatively rare among the region's 55+ options. Homes at Heron Pointe generally run from about $600,000 to $840,000, with an HOA of roughly $450 to $500 per month. Pricing and availability shift over time.
What makes Heron Pointe distinctive?
The combination of age-targeted, single-level homes and a reservoir-front location sets Heron Pointe apart. The Swift Creek Reservoir offers water views and a peaceful natural backdrop, and the smaller scale — around 80 homes — gives the community an intimate feel compared with the region's larger active-adult developments. Residents share The Pointe Club, the community clubhouse, which holds a gathering room with a kitchen and fireplace, plus a fitness center and scenic walking trails along the reservoir. There is also kayak storage and a small number of slips for electric pontoons, leased first come, first served. The HOA fee covers the clubhouse, limited exterior maintenance of the home (not doors, windows, or anything interior), landscape maintenance, trash, and snow removal.
Who is Heron Pointe right for?
Heron Pointe suits active adults who want the ease of single-level living in a quiet, waterfront setting, and who value a smaller community over a large resort-style one. Its western Chesterfield location keeps shopping, dining, and the Route 288 corridor within easy reach. Because waterfront homes carry their own considerations, buyers benefit from guidance specific to water-adjacent properties.
Heron Pointe and the wider Richmond market
Heron Pointe blends two of Michela's specialties — 55+ and waterfront. Compare it with other active-adult options in the complete guide to 55+ communities in Richmond, browse waterfront homes near Richmond, or explore the broader Chesterfield County market.
Frequently asked questions about Heron Pointe
Is Heron Pointe a 55+ community?
Yes. Heron Pointe is a private 55+ active-adult community of about 80 single-family homes on the Swift Creek Reservoir in Moseley, in western Chesterfield County, designed around single-level living with first-floor primary suites.
Is Heron Pointe a waterfront community?
Yes. Heron Pointe is set on the shores of the Swift Creek Reservoir, making it one of the relatively rare 55+ communities in the Richmond area with a waterfront setting.
How much do homes at Heron Pointe cost?
Homes at Heron Pointe generally run from about $600,000 to $840,000 as of August 2026, with a monthly HOA of roughly $450 to $500. Pricing and availability change over time, so confirm current figures when you inquire.
Where is Heron Pointe located?
Heron Pointe is in Moseley, in western Chesterfield County, on the Swift Creek Reservoir, with convenient access to shopping, dining, and the Route 288 corridor.
