Crossridge vs Chickahominy Falls 55 Plus Richmond

By Michela Worthington | The OwnRVA Group, brokered by Real Broker, LLC

By Michela Worthington, ABR, SRS, SRES, REALM Certified — The OwnRVA Group, brokered by Real Broker, LLC

CrossRidge and Chickahominy Falls are the two 55+ communities Richmond buyers ask me to compare more than any other pair. Both sit in Glen Allen. Both are age-restricted under the federal 80% rule. From there they diverge almost completely. CrossRidge is a fully built-out, 756-home Eagle Construction of Va community in Henrico County, priced from roughly $380,000, where you buy resale into an established social calendar of 30-plus clubs. Chickahominy Falls is an actively building Cornerstone Homes agri-community in Hanover County, priced from roughly $450,000, organized around Woodside Farm and Market and named Virginia's Community of the Year at the Home Builders Association of Virginia's 2020 Housing Excellence Awards. One is a finished neighborhood you move into. The other is a working farm you join. This guide compares them on price, HOA, home type, and daily life.

How Do CrossRidge and Chickahominy Falls Compare Side by Side?

The fastest way to see the difference is a direct comparison of the numbers and structures, current as of August 2026.

County tax rates above are the 2026 rates published by Henrico County and Hanover County. Pricing and HOA ranges are my working estimates for the Richmond market as of August 2026 and move with inventory.

What Is CrossRidge Actually Like to Live In?

CrossRidge is a finished community, and that is the entire point of buying there. Eagle Construction of Va completed all 756 homes, which means there is no construction traffic, no unfinished amenity phase, and no waiting to find out whether the social life materializes. It already did.

The amenity package is deep: indoor and outdoor pools, a full fitness center with group classes, pickleball courts, an art studio, a billiards room, and a grand ballroom. More than 30 organized clubs run continuously, covering hiking, wine tasting, and mahjong. The HOA covers most exterior maintenance, landscaping, and common area upkeep.

Housing stock is more varied than most buyers expect. Homes run 1,760 to 2,600 square feet with two, three, or four bedrooms. Two neighborhoods are all single-family, one is all townhomes, and the remaining three are duplex condominiums — including four two-story buildings with private elevators serving the second-story units. That elevator detail matters enormously to buyers planning 20 years ahead, and it is one of the few places in the Richmond 55+ market where you can get it.

Location is a genuine advantage. CrossRidge sits directly behind The Shoppes at CrossRidge, a Publix-anchored center with dining, banking, and medical offices, and it is minutes from Short Pump Town Center and Wegmans via I-64 and I-295. Bon Secours St. Mary's, Memorial, and Henrico Doctors' Hospital are all about 15 minutes out.

What Is Chickahominy Falls Actually Like to Live In?

Chickahominy Falls is an agri-community — the first of its kind in the Richmond area — where the organizing amenity is a professionally managed working farm rather than a clubhouse. Woodside Farm and Market produces vegetables, fruit, and flowers year-round, and residents participate as much or as little as they want, from hands-on planting to simply collecting the harvest.

The farm functions as the social engine. Programming runs all year: hands-on demonstrations, seasonal food tastings, health and wellness lectures, garden-inspired gatherings. There is also a high-style clubhouse with a large entertaining kitchen, a meeting room for book clubs and committees, a silo bar and firepit, and a veranda overlooking the community pond. A full-time Lifestyle Coordinator is on staff to keep the calendar running — a role most Richmond 55+ communities hand to a volunteer board committee instead.

The physical community keeps growing. It began as roughly 400 homes on about 180 acres; another 70 acres have since been added and the count is approaching 650. A Fieldhouse is planned, with an outdoor patio, pool, and silo bar overlooking pickleball courts. There is already a pond with a fishing pier, walking trails, and pocket parks.

Home choices are single-family homes and farmstead villas — attached garden condos in groups of four, each with its own garage. Cornerstone Homes is the primary builder, with additional product from Boone Homes and StyleCraft, so both new construction and resale are available.

Which Community Is Better for Low-Maintenance Living?

Both are low-maintenance, but they solve it differently, and the difference shows up in your monthly number.

CrossRidge carries the higher HOA at roughly $350 to $450 per month and delivers the deeper amenity load in exchange — two pools, a staffed fitness program, a ballroom, and the club infrastructure that comes with a fully mature community. Chickahominy Falls runs roughly $240 to $380 per month, with the farm and clubhouse programming included but a lighter recreational footprint until the Fieldhouse opens.

The honest way to compare is total monthly cost of ownership, not the HOA line. Run the HOA, the county tax bill at the applicable 2026 rate, and any exterior work the association does not cover, then compare. I walk through that math in detail in what your Richmond 55+ HOA fee actually covers.

How Do the Two Communities Differ on Buying Timeline?

CrossRidge is resale-only and Chickahominy Falls offers both new construction and resale, which changes your timeline more than any other factor.

At CrossRidge, you wait for the right home to list. Inventory in a 756-home age-restricted community is thin by definition, and the elevator condos and single-family plans move fastest. Buyers who need a specific configuration should expect to watch the market for months, not weeks, and be ready to move quickly when a match appears.

At Chickahominy Falls, you can choose a homesite and a plan, which gives you control over finishes and orientation — but a build cycle runs many months, and you carry your current home during it. Resale inventory exists there too, and it is the faster path if your timeline is tight.

That timing decision cascades into whether you sell first or buy first. I break the sequencing down in downsizing to a Richmond 55+ community, and the broader tradeoff in new construction vs. resale in Richmond 55+ communities.

Which One Should You Choose?

Choose CrossRidge if you want a finished community with a proven social life, the deepest club roster in the Richmond 55+ market, a lower entry price around $380,000, and Henrico County convenience with Short Pump and three hospital campuses close by. The elevator condominiums make it the strongest single-level-access option in the market.

Choose Chickahominy Falls if the farm is genuinely appealing rather than merely charming, if you want the option to build new, if you value a staffed Lifestyle Coordinator over a volunteer-run calendar, and if Hanover County's setting and $0.81 tax rate suit you.

The buyers who struggle are the ones choosing on price alone. These communities are $70,000 apart at entry, but they deliver such different daily experiences that price is the least useful way to separate them. Tour both. The one that feels right is usually obvious within twenty minutes.

Ready to Tour Both?

I schedule private tours across both communities and can tell you what is actually available before it hits the public feeds. If you want a direct comparison against the rest of the market first, start with my guide to the best 55+ communities in Richmond VA, and if you need to know what your current home is worth to fund the move, run a free Richmond home valuation.

Michela Worthington, ABR, SRS, SRES, REALM Certified The OwnRVA Group, brokered by Real Broker, LLC Phone: (804) 391-9294 Email: michela@ownrva.com

Frequently Asked Questions

Is CrossRidge or Chickahominy Falls more expensive?

Chickahominy Falls is more expensive at entry. As of August 2026 CrossRidge starts around $380,000 and Chickahominy Falls around $450,000. CrossRidge carries the higher HOA, however, at roughly $350–$450 per month versus $240–$380 at Chickahominy Falls, so the total monthly cost gap is narrower than the purchase price gap suggests.

Does CrossRidge have a golf course?

No. CrossRidge does not have a golf course, despite older listings and articles that say otherwise. Its amenity package centers on indoor and outdoor pools, a fitness center, pickleball, an art studio, a billiards room, a grand ballroom, and more than 30 resident clubs.

What county is Chickahominy Falls in?

Chickahominy Falls is in Hanover County, with a Glen Allen mailing address. Cornerstone Homes lists all three of its Chickahominy Falls neighborhoods — Bluegrass Glen, Westwood Gardens, and Aster Meadows — under Hanover County. Hanover's 2026 real estate tax rate is $0.81 per $100 of assessed value.

Can I still buy new construction at CrossRidge?

No. CrossRidge is fully built out by Eagle Construction of Va, so every purchase is a resale. Chickahominy Falls is still building and offers both new construction and resale homes.

Which community is better for someone who cannot do stairs?

CrossRidge has a specific advantage here: one of its condominium neighborhoods consists of four two-story buildings with private elevators serving the second-story units. Chickahominy Falls offers single-level single-family plans and farmstead villas. Both work for single-level living, but the elevator buildings at CrossRidge are unusual in the Richmond market.

Are both communities age-restricted?

Both operate as 55+ communities under the federal Housing for Older Persons Act, which requires that at least 80 percent of occupied units be occupied by at least one person 55 or older. Your spouse or partner does not have to be 55. I explain how the rule works in practice in age-restricted vs. age-targeted communities in Virginia.